Mortgage Loans


mortgage loan

Your home may be the largest investment you make in your lifetime. Our Central Bank mortgage professionals are ready to assist you throughout the loan process. BY CLICKING ON THE ONLINE MORTGAGE LOAN APPLICATION LINK ABOVE, you can quickly and easily apply online. Of course you are still welcome to apply in person, by visiting or contacting one of our mortgage lenders listed below.
Use the free loan calculators below or within the online mortgage application to help you determine the appropriate price range before shopping for that perfect home.
Central Bank offers FIXED RATE LOANS and five-year balloon mortgage loans to purchase your new home or refinance your current home.
If you are looking to tap into the equity of your current home, Central Bank offers HOME EQUITY LINES OF CREDIT. These loans are ideal for college tuition, home improvements, large purchases, or to consolidate debts. The interest paid may be tax deductible. We suggest that you consult your tax advisor regarding tax deductibility.

  • Fixed Rate Mortgage Loans offer a locked-in rate for the life of the loan. You can count on the same monthly fixed principal and interest payment. Typical loan terms range from a 15, 20 to 30 year fixed rate mortgage.

  • Balloon Loans for nonconforming properties or short-term borrowings.

  • Central Bank's Home Equity Line of Credit gives you the flexibility to assist with any short-term borrowing needs you may have. CentralCHOICE is a personal line of credit determined by the current equity in your home. Use your home equity line for college tuition, home improvements, big purchases, or even to consolidate debts. The interest may be tax deductible, however we suggest talking with your tax advisor to see how CentralCHOICE can benefit you.

Contact us to find out more about low down-payment options, including VA, USDA and HomeReady

Lenders in your area
Bank NMLS: 579222
  • Mortgage Lending Officers
  • Nancy Jackson
  • Mortgage Lending Officers
  • Karrie Kenney
  • Mortgage Lending Officers
  • Jaimie Rosenthal
  • Tracy Makransky
  • Jeff Hunt
  • Mortgage Lending Officers
  • Linda Hessenberger
  • Mortgage Lending Officers
  • Dale Wells
  • Matt Williams
  • Jeff Glen
  • Phone: 815-562-5571
  • NMLS: 797913
  • NMLS: 587842
  • NMLS: 797915

You can also submit a request and we will have one of our lenders contact you. Making the mortgage process worry-free is our goal at Central Bank.

Note: The loan calculators are used for example calculation purposes only. You can use these calculators to estimate monthly payment for several loan types. The calculated amount is an approximate value and may differ from the bank's calculation. The loan fees mentioned are for example purposes only, and can vary depending upon the type of loan and service provided. Terms and conditions are subject to change.