Loan Rates

Loan Rates

Effective: 05/27/2020

FIXED RATE MORTGAGES

Product Description Rate Effective APR* Payment (Monthly)***/ $100,000
10 year 2.250 2.253 $931.37
15 year 2.250 2.252 $655.08
20 year 2.750 2.752 $542.17
30 year 2.750 2.751 $408.24

BALLOON MORTGAGES

Product Description Initial Rate Effective APR* Initial Payment (Monthly)***/ $100,000
5 Year Balloon 4.730 4.772 $520.44

CONSUMER LOANS

Vehicles Term Rate Effective APR** Downpayments
New 2020, 2019 Max 72 months 4.750 4.885 5.00%
New 2020,2019 Max 60 months 4.500 4.659 5.00%
Used 2019, 2018, 2017 Max 60 months 5.000 5.161 10.00%
Used 2016, 2015, 2014 Max 48months 5.750 5.950 15.00%
Used 2013, older Max 48 months 6.250 6.451 20.00%

*Annual Percentage Rate APR based on loan amt of $100,000 w/ 20% down

**Annual Percentage Rate APR based on 20,000 for maximum term

***Payment doesn't include taxes and insurance

NOTE: These rates are without adjustments for loan to value, credit scores below 740, or subordinate financing.

All rates subject to change without notice.