Loan Rates

Loan Rates

Effective: 10/09/2019

FIXED RATE MORTGAGES

Product Description Rate Effective APR* Payment (Monthly)***/ $100,000
10 year 3.125 3.128 $971.39
15 year 3.125 3.127 $696.61
20 year 3.625 3.627 $586.40
30 year 3.625 3.626 $456.05

BALLOON MORTGAGES

Product Description Initial Rate Effective APR* Initial Payment (Monthly)***/ $100,000
5 Year Balloon 4.940 4.982 $533.16

CONSUMER LOANS

Vehicles Term Rate Effective APR** Downpayments
New 2020, 2019 Max 72 months 5.500 5.604 5.00%
New 2020,2019 Max 60 months 5.250 5.372 5.00%
Used 2019, 2018, 2017 Max 60 months 5.750 5.873 10.00%
Used 2016, 2015, 2014 Max 48months 6.500 6.652 15.00%
Used 2013, older Max 48 months 7.000 7.152 20.00%

*Annual Percentage Rate APR based on loan amt of $100,000 w/ 20% down

**Annual Percentage Rate APR based on 20,000 for maximum term

***Payment doesn't include taxes and insurance

NOTE: These rates are without adjustments for loan to value, credit scores below 740, or subordinate financing.

All rates subject to change without notice.